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To find out more on NorthStandard’s Hull & Machinery cover, please visit the Hull & Machinery area on our NorthStandard website here: Hull & Machinery.
What We Do
Hull and Machinery (H&M) insurance protects one of the shipowner’s most important assets: the vessel itself. There are a number of sub-classes under the H&M banner, such as Increased Value (IV), Loss of Hire and War.
North is able to offer protection in respect of all of these risks and more.
North Hull FAQ's
What is North Hull insurance?
North offers Hull and Machinery Insurance; protecting the insured vessel or fleet against any physical damage that is caused by the sea or other perils while the vessel is in transit.
Who is covered under Hull insurance?
Our Hull and Machinery insurance policies can be written to cover one vessel or the whole fleet owned by a shipowner. We understand that one size does not fit all. With this in mind, we adopt a flexible approach to cover and offer cover on an ‘all risks’ or ‘named perils’ basis, including non-standard clauses, where appropriate. We are happy to agree to follow respected claims leaders in all respects, enabling our Members to trade with confidence.
Which type of risk is covered by Hull insurance?
North’s Hull Insurance protects vessels against damage and destruction of the hull, machinery, fittings and freight, with the actual risks dependent on the level of cover selected. Through placing your insurance with North, Members also gain access to a wide range of value added benefits which can make their life easier, ranging from crew welfare to crisis communications management.
Is Hull and Machinery insurance compulsory?
No, Hull and Machinery Insurance is optional, but we do recommend speaking to a member of the North Hull team to find out how we can best protect your interests. The sea is always unpredictable, and damage to your vessel can be costly and cause serious harm. Protect your vessel against physical damage with North’s Hull and Machinery insurance.
Flexible Approach
We understand that one size does not fit all. With this in mind, we adopt a flexible approach to cover and are comfortable with cover on an ‘all risks’ or ‘named perils’ basis, including non-standard clauses, where appropriate.
We can agree to a number of forms, such as the Institute Time Clauses (Hulls) and the Nordic Plan. North works with a number of trusted intermediaries and cover is usually offered on the basis of the broker’s slip.
Full follow claims cover
We are happy to agree to follow respected claims leaders in all respects, enabling our Policyholders to trade with confidence.
Value Added Benefits
We are always looking for more ways to help the day to day running of your business. Members are able to access a wide range of extra benefits to make your life easier, ranging from crew welfare to crisis communications management.
View our benefits
